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Welcome to our blog

Pay the right insurance premiums

Car advice

As your car ages, your insurance should be adapted accordingly. If you want to make sure you pay the right premium for your car insurance, make sure it is insured for its correct value.


7 Steps to switching car insurance

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7 Steps to switching car insurance

Switching car insurance is easy if done correctly and it can be done at any time. Just make sure that you are not risking any gaps in cover or receiving any surprises with cover shortfall at claims stage.

3 easy steps to trading in your car

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3 easy steps to trading in your car

Trading in your old car for a shiny newer model is by far the most convenient way to upgrade your set of wheels. Although you will get more money selling it yourself, most dealerships will fall over themselves to sell you a great value second-hand car. The trick to getting the best deal is to do your homework and be a savvy negotiator. Follow these three steps to win at trading in.

Advice on car financing

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Advice on car financing

If you don’t have cash to buy a car, then you borrow the money from a bank. It’s a simple enough transaction, yet vehicle financing can seem complicated when you have to navigate terms like residuals, prime lending rates, finance terms and more. We explain all the factors that determine how much you pay every month to help you buy smartly.

Negotiation tips for trading in your car

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Negotiation tips for trading in your car

If you’ve weighed up the pros and cons of trading in your car versus selling it yourself and decided that the former option is a more convenient choice, good for you. You can still get a great deal if you make it as attractive a sell as possible, do your homework, and if you know which tactics to use to get the best price. Follow these tips on negotiating your way to getting a good deal.

Your guide to buying and selling a car

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Your guide to buying and selling a car

We guide you through all the need-to-knows when it comes to buying and selling a car, how to get the best price, and how to make sure you have the right car insurance cover.

The difference between the retail and market value of a car

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The difference between the retail and market value of a car

Would you need to completely replace your car if it is stolen or written off after an accident? If so, do you know what value your car has been insured for? For many of us, the difference between the retail and market value of your car is confusing but fortunately Santam’s experts can help us figure it out.

Should I insure my car for retail, trade-in or market value?

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Should I insure my car for retail, trade-in or market value?

Many South Africans don’t understand that you can insure your car for different values but in order to understand how your premium will be calculated, it is important to understand the difference between retail, trade or market value.

How to protect your car from pothole damage

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How to protect your car from pothole damage

A pothole is one of your car’s worst enemies. We look at how to avoid them, the warning signs to watch out for and what to do if you've hit one.

4 tips to ensure you’re protecting your eyes properly

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4 tips to ensure you’re protecting your eyes properly

Let's face it, getting distracted while driving doesn't take much. The 'ping' from your cellphone, the good song you haven't heard in a long time or the lip gloss you simply have to apply right away. All these distractions can cause you to take your eyes off the road or lose concentration when you're supposed to be concentrating on getting home safely.

Safety tips for your next road trip this holiday season

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Safety tips for your next road trip this holiday season

You're all packed up and getting some last-minute snacks before you hit the long road but you have a worrying feeling you've forgotten to do something important. We put together a list of a few things you'll need to remember to ensure the safety of you and your loved ones on the road this festive season.

Everything you need to know about 4x4 insurance

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Everything you need to know about 4x4 insurance

We answer your questions regarding 4x4 adventures and insurance, helping you steer clear of sticky situations.

What you need to know about buying a car

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What you need to know about buying a car

Buying or selling a car? We spoke to some of SA’s leading car experts and motoring journalist to get their advice on what you need to know about buying a car. Their useful tips will help you make the right choice, get the most value, and take better care of your car.

Tips on how to protect yourself from lightning

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Tips on how to protect yourself from lightning

Our research has shown that the average house in Johannesburg and Pretoria will be struck by lightning once every 25 years however, the same house will experience power surges, due to lightning, more than ten times per year. Our technical specialists have put together some advice and tips on how to keep safe

How to buy a second-hand car in 10 steps

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How to buy a second-hand car in 10 steps

Here's the ultimate guide on how to smartly buy a used car in just ten steps, with car journalist Wilmer Müller.

5 ways to increase the value of your car before selling

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5 ways to increase the value of your car before selling

Before buying a new car, you will likely need to sell your old one. You can easily increase its value by keeping maintenance up to date and sprucing it up with a few clever tricks just before you sell it. Adam Ford, second-hand car expert and TV presenter, lists five tips that will give you the competitive edge and help you earn the most cash from your sale.

Common issues facing new and used car owners

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Common issues facing new and used car owners

Gaskets, cylinders, coil-packs and lambda. Whether you’re trying to decipher your favourite TV motoring show or aiming to better communicate with your mechanic to spruce up the car you are selling or buying, it pays to learn some of the most commonly used lingo. We sat down with Aaron Borrill, senior car journalist and blogger, to find out what some of the most common issues are.

What you need to know about buying a new or used car

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What you need to know about buying a new or used car

Looking to change your car? Some people will always look for a bargain second-hand buy while others swear by cars off the showroom floor. With the help of car journalist and motoring man, Calvin Fisher, we weigh up both sides of the argument, plus share some must-knows.

5 lessons advanced drivers can teach you about driving

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5 lessons advanced drivers can teach you about driving

Sharpen up you driving skills with 5 tips from an advanced driving instructor – helping you stay safe on the road with Santam.

Ten must-have items that should always be in your car

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Ten must-have items that should always be in your car

Santam’s Road assistance service provider reports that call-outs for help on the road is often one of the most frequently used benefits by South African policyholders.

The Santam safety survey

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The Santam safety survey

When you look at the world from a child’s perspective it will change how you approach everyday risks. Children are hard-wired from birth to learn by watching our actions. They learn far more from what we do than what we say.

5 mistakes people make when buying used cars

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5 mistakes people make when buying used cars

Buying a pre-owned car is usually a better investment than buying one new, since new cars lose about 25% of their value as soon as they leave the showroom. The prospective buyer needs to be wary, however, especially when buying a used car privately.

How to work out the retail value of your car

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How to work out the retail value of your car

Its a good idea to do an annual check on the retail value of your car. For starters, your car depreciates in value every year, which means you could be over-insured, so your insurance premium may be higher than it needs to be.

How to have a safer new year

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How to have a safer new year

Welcome to January. A month of hopeful resolutions; optimistic gym memberships and renewals; reluctant crawls back to work and lingering regrets over saying “yes” to second helpings all holiday season.

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