3 easy steps to trading in your car
Car advice
Trading in your old car for a shiny newer model is by far the most convenient way to upgrade your set of wheels. Although you will get more money selling it yourself, most dealerships will fall over themselves to sell you a great value second-hand car. The trick to getting the best deal is to do your homework and be a savvy negotiator. Follow these three steps to win at trading in.
Car advice
Get the full picture: hidden costs of trading in your car
Trading in your car is a convenient way to get your hands on a shinier, newer model. However, sales people often put too much focus on the most affordable monthly installment, leaving you to budget for all those hidden extras you may not have considered. Before you lose your heart on your dream car, run through this list of common expenses to help you see the full picture and make a smart buy.
Car advice
How to trade in your second-hand car and get the most cash for it
Trading in a second-hand car at a dealership is convenient but may mean that you get less than you bargained for. We enlisted the help of a financial journalist to help you get the most from your trade-in.
Car advice
Pay the right insurance premiums
As your car ages, your insurance should be adapted accordingly. If you want to make sure you pay the right premium for your car insurance, make sure it is insured for its correct value.
Car advice
7 Steps to switching car insurance
Switching car insurance is easy if done correctly and it can be done at any time. Just make sure that you are not risking any gaps in cover or receiving any surprises with cover shortfall at claims stage.
Car advice
6 tips to get the most for the car you're trading in
Got your eye on a next set of wheels? Then you’ve probably wondered what to do with your existing car. You could sell it privately or go for the quicker, more convenient option – trading it in at a dealership.
Car advice
3 easy steps to trading in your car
Trading in your old car for a shiny newer model is by far the most convenient way to upgrade your set of wheels. Although you will get more money selling it yourself, most dealerships will fall over themselves to sell you a great value second-hand car. The trick to getting the best deal is to do your homework and be a savvy negotiator. Follow these three steps to win at trading in.
Car advice
Advice on car financing
If you don’t have cash to buy a car, then you borrow the money from a bank. It’s a simple enough transaction, yet vehicle financing can seem complicated when you have to navigate terms like residuals, prime lending rates, finance terms and more. We explain all the factors that determine how much you pay every month to help you buy smartly.
Car advice
Negotiation tips for trading in your car
If you’ve weighed up the pros and cons of trading in your car versus selling it yourself and decided that the former option is a more convenient choice, good for you. You can still get a great deal if you make it as attractive a sell as possible, do your homework, and if you know which tactics to use to get the best price. Follow these tips on negotiating your way to getting a good deal.
Car advice
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We guide you through all the need-to-knows when it comes to buying and selling a car, how to get the best price, and how to make sure you have the right car insurance cover.
Car advice
The difference between the retail and market value of a car
Would you need to completely replace your car if it is stolen or written off after an accident? If so, do you know what value your car has been insured for? For many of us, the difference between the retail and market value of your car is confusing but fortunately Santam’s experts can help us figure it out.
Car advice
Should I insure my car for retail, trade-in or market value?
Many South Africans don’t understand that you can insure your car for different values but in order to understand how your premium will be calculated, it is important to understand the difference between retail, trade or market value.
Car advice
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Car advice
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Car advice
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Car advice
How to buy a second-hand car in 10 steps
Here's the ultimate guide on how to smartly buy a used car in just ten steps, with car journalist Wilmer Müller.
Car advice
5 ways to increase the value of your car before selling
Before buying a new car, you will likely need to sell your old one. You can easily increase its value by keeping maintenance up to date and sprucing it up with a few clever tricks just before you sell it. Adam Ford, second-hand car expert and TV presenter, lists five tips that will give you the competitive edge and help you earn the most cash from your sale.
Car advice
Common issues facing new and used car owners
Gaskets, cylinders, coil-packs and lambda. Whether you’re trying to decipher your favourite TV motoring show or aiming to better communicate with your mechanic to spruce up the car you are selling or buying, it pays to learn some of the most commonly used lingo. We sat down with Aaron Borrill, senior car journalist and blogger, to find out what some of the most common issues are.
Car advice
What you need to know about buying a new or used car
Looking to change your car? Some people will always look for a bargain second-hand buy while others swear by cars off the showroom floor. With the help of car journalist and motoring man, Calvin Fisher, we weigh up both sides of the argument, plus share some must-knows.
Car advice
5 lessons advanced drivers can teach you about driving
Sharpen up you driving skills with 5 tips from an advanced driving instructor – helping you stay safe on the road with Santam.
Car advice
Ten must-have items that should always be in your car
Santam’s Road assistance service provider reports that call-outs for help on the road is often one of the most frequently used benefits by South African policyholders.
Car advice
5 mistakes people make when buying used cars
Buying a pre-owned car is usually a better investment than buying one new, since new cars lose about 25% of their value as soon as they leave the showroom. The prospective buyer needs to be wary, however, especially when buying a used car privately.
Car advice
How to work out the retail value of your car
Its a good idea to do an annual check on the retail value of your car. For starters, your car depreciates in value every year, which means you could be over-insured, so your insurance premium may be higher than it needs to be.
Car advice
Mind the Gap Cover: Get Vehicle Credit Shortfall Insurance
The end-of-year holidays are popular times for car buyers to upgrade their set of wheels, whether it’s to impress visiting family or to enjoy a long road trip in comfort.
Car advice
Considering cheap car insurance? Choose wisely
Cheaper doesn’t always mean better, especially when it comes to insuring your car. There are a number of things to consider when taking out vehicle insurance. If you’re looking for cheap car insurance, it could cost you more than you think.
Car advice
5 Ways to get the best deal on a new car
For most of us, a car is one of the biggest purchases we’ll ever make after a house so it’s naturally something you want to get right. It can be easy to get overwhelmed by the thousands of models on offer and various pieces of advice from expert salespeople. That’s why we’ve put together the five important steps to take to ensure that you make a smart buy that is both great on the road easy on your pocket.