Risk Finance

We design alternative risk transfer solutions for businesses looking to

  •          Benefit from their own good risk management practices
  •          Reduce their reliance on conventional insurance cover
  •          Benefit from increased risk retention

Tailored solutions allow clients access to multi-peril cover and aim to reduce the cost of risk to clients over the medium to long term.

The product offering includes:

  •          Contingency policies for clients willing to manage their own risk
  •          Policies for clients who are unable to find conventional insurance cover
  •          Finite risk policies which aim to reduce the volatility of insurance costs
  •          Combined policies which offer an element of self-insurance in conjunction with a conventional insurance policy

Contact us

Electronic Enquiries


Licensing numbers

South Africa

Santam Structured Insurance Limited (FSP 1027)

Santam Structured Life Limited (FSP 1026)

Santam SI Investments Proprietary Limited (FSP 1028) 

Santam Structured Reinsurance dac (Company Registration Number 251841)


Santam Structured Reinsurance Limited PCC (License OC00006823)

Santam Structured Insurance Limited PCC (License C116015506)

Santam SI Investments Mauritius Limited (Company Registration Number C40575)