Whether you’re a guesthouse or B&B owner, we have designed cover tailored to suit your insurance needs.
There are a maximum of 20 rooms
The owner and/or manager lives on the insured premises (i.e. not necessarily in the same building but on the same property) our guesthouse solution provides cover for:
Property damage
Business interruption
Vehicles Liability
Umbrella liability (top-up liability)
Other sections
Note: This solution is not only limited to the above sections, additional cover can be provided if required. You are able to insure your personal and business risks under a single policy
This section provides comprehensive cover for your buildings and their contents.
Business interruption
Damage to your business as described in the property damage section may result in reduced turnover or additional expenses, which may cause serious business interruption that you did not plan for.
Vehicles
This covers vehicles such as motor cars, bakkies, buses, trucks, trailers, caravans, motorcycles and special type vehicles.
Liability
Liability insurance provides you with cover if you or one of your employees damages someone else's property or causes the death/injury of someone during the course of business.
Umbrella liability
Liability insurance provides you with cover if you or one of your employees damages someone else's property or causes the death/injury of someone during the course of business.
Other
Santam's insurance solutions are flexible enough to incorporate all your insurance requirements, tailoring our services to your specific needs.
Welcome to our blog
Santam shares the latest news and fresh perspectives on issues affecting the insurance needs of our commercial and professional clients.
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