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Insurance for guesthouses

Whether you’re a guesthouse or B&B owner, we have designed cover tailored to suit your insurance needs.

  • There are a maximum of 20 rooms
  • The owner and/or manager lives on the insured premises (i.e. not necessarily in the same building but on the same property) our guesthouse solution provides cover for:
  • Property damage
  • Business interruption
  • Vehicles Liability
  • Umbrella liability (top-up liability)
  • Other sections

Note: This solution is not only limited to the above sections, additional cover can be provided if required. You are able to insure your personal and business risks under a single policy

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The benefits of insuring with us

Santam is the insurer of choice for thousands of Namibians countrywide. We help keep you safe by delivering
insurance good and proper.

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Cover options

Property


This section provides comprehensive cover for your buildings and their contents.

Business interruption


Damage to your business as described in the property damage section may result in reduced turnover or additional expenses, which may cause serious business interruption that you did not plan for.

Vehicles


This covers vehicles such as motor cars, bakkies, buses, trucks, trailers, caravans, motorcycles and special type vehicles.

Liability


Liability insurance provides you with cover if you or one of your employees damages someone else's property or causes the death/injury of someone during the course of business.

Umbrella liability


Liability insurance provides you with cover if you or one of your employees damages someone else's property or causes the death/injury of someone during the course of business.

Other


Santam's insurance solutions are flexible enough to incorporate all your insurance requirements, tailoring our services to your specific needs.

Welcome to our blog

Santam shares the latest news and fresh perspectives on issues affecting the insurance needs of our commercial and professional clients.

Cash business? Make sure you have the right insurance cover

Cash business? Make sure you have the right insurance cover

Learn more
Reduce your business' risk and save on insurance premiums

Reduce your business' risk and save on insurance premiums

Learn more
Protect your business this Winter

Protect your business this Winter

Learn more
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In the news

Cash business? Make sure you have the right insurance cover

13 July 2015

“Money is king” is a saying that still rings true especially for small businesses. But having a lot of cash on your premises increases your risk of armed robberies and burglaries. There are however, a number of ways in which you can protect yourself.

Reduce your business' risk and save on insurance premiums

01 July 2015

There is little doubt that you are running your business in a climate where cost management is everything, which is why reducing your business’ exposure to risk makes good sense. Not only will it help make sure your business keeps running, you could save on your monthly business insurance premiums.

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