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Insurance for guesthouses

Whether you’re a guesthouse or B&B owner, we have designed cover tailored to suit your insurance needs.

  • There are a maximum of 20 rooms
  • The owner and/or manager lives on the insured premises (i.e. not necessarily in the same building but on the same property) our guesthouse solution provides cover for:
  • Property damage
  • Business interruption
  • Vehicles Liability
  • Umbrella liability (top-up liability)
  • Other sections

Note: This solution is not only limited to the above sections, additional cover can be provided if required. You are able to insure your personal and business risks under a single policy

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The benefits of insuring with us

Santam is the insurer of choice for thousands of Namibians countrywide. We help keep you safe by delivering
insurance good and proper.

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Cover options

Property


This section provides comprehensive cover for your buildings and their contents.

Business interruption


Damage to your business as described in the property damage section may result in reduced turnover or additional expenses, which may cause serious business interruption that you did not plan for.

Vehicles


This covers vehicles such as motor cars, bakkies, buses, trucks, trailers, caravans, motorcycles and special type vehicles.

Liability


Liability insurance provides you with cover if you or one of your employees damages someone else's property or causes the death/injury of someone during the course of business.

Umbrella liability


Liability insurance provides you with cover if you or one of your employees damages someone else's property or causes the death/injury of someone during the course of business.

Other


Santam's insurance solutions are flexible enough to incorporate all your insurance requirements, tailoring our services to your specific needs.

Welcome to our blog

Santam shares the latest news and fresh perspectives on issues affecting the insurance needs of our commercial and professional clients.

Award-winning entrepreneur Lindiwe Matlalis secrets to her success

Award-winning entrepreneur Lindiwe Matlalis secrets to her success

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Could the pandemic be the catalyst for collaboration between industries?

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In the news

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06 July 2021

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