This section provides comprehensive cover for your buildings and their contents.
Fire and related risks can have devastating effects on your assets and in turn your business.
Damage to your business as described in the building and fire sections may result in reduced turnover or additional expenses, which may cause serious business interruption that you did not plan for. You therefore need to ensure that you are covered for this.
This covers vehicles such as motor cars, bakkies, buses, trucks, trailers, caravans, motorcycles and special type vehicles.
Limited cover for money on your premises is already available under the building and fire sections, however, additional cover can be purchased according to your individual business needs.
Public liability insurance covers you in the event that you or one of your employees damages someone else's property or causes the death/injury of someone during the course of business.
Umbrella liability is an extension or top-up of your existing liability cover that is available to you.
This cover insures your business contents against loss or damage without any forcible/violent entry or exit limitation, except for areas containing liquor or cigarettes.
Santam's insurance solutions are flexible enough to incorporate all your insurance requirements, tailoring our services to your specific needs.
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Santam shares the latest news and fresh perspectives on the insurance needs of small, large and medium businesses.
In the news
New transport regulations unclear: goods-in-transit to be ‘fully insured’
21 April 2015
The Department of Transport has introduced amendments to the National Road Traffic Regulations for goods-in-transit which could have far-reaching consequences for the agricultural transport industry – including a requirement that goods-in-transit be “fully insured”.
Mall robberies: how to stay safe this holiday season
06 November 2014
2014: Following the spate of brazen armed robberies at shopping malls in the Western Cape and Gauteng over the past few months – and with the busy holiday season just around the corner – leading short-term insurer Santam provides some tips on how to stay safe when out shopping.
Expanding your business across the border? First, find the right legal partner on the other side to help you understand and consider all the legal parameters, practicalities and infrastructure required to support your business.