Bonds & guarantees

Santam Bonds and Guarantees offers niche security insurance products in the form of court bonds and construction guarantees to a diverse range of individuals, privately owned and large publicly quoted groups in sub-Saharan African markets.

Why insure with Santam Bonds and Guarantees?

  • Competitive market rates and tailor-made world-class guarantee and court bond facilities.
  • Constant innovation and sound knowledge of the local and global surety markets ensure that we maintain a leading edge.
  • Extensive intermediary networks and solid intermediary relationships remain a core strength.
  • Extensive client base includes BEE and emerging contractors.
  • Enjoy backing of reputable international reinsurers.


Our sound knowledge of local and global surety market, coupled with an ability to constantly adapt our offering in line with market requirements, has enabled us to offer competitive, tailored and world-class guarantee and court bond facilities to our extensive client network.

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The benefits of insuring with us

Santam is the insurer of choice for thousands of Namibians countrywide. We help keep you safe by delivering
insurance good and proper.

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Our insurance solutions extend to:

  • Guarantees, which include contract bonds that cover financial loss due to contractor default, performance and retention guarantees, advanced payment guarantees, bid bonds and maintenance guarantees. Also included under this section are trade bonds, which cover government departments or suppliers against enterprise debt payment failure, customs and excise guarantees, warehouse guarantees as well as utility guarantees.
  • Court and administration bonds, which include both liquidation bonds and deceased estates.

In the news

20 February 2015

Cyber crime in SA

The Marsh Insurance Market Report 2015 shows an increased interest in African markets for cyber risk insurance products as organisations become more aware of their exposure.

28 February 2014

Santam Specialist Business responds to Emerald's #Neknomination

In response to a #Neknomination challenge from corporate property and affiliated engineering insurance underwriter, Emerald to do some good in the community, the Santam Specialist Business team visited the Emfundisweni Primary School in Alexandra.

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