SHA is synonymously known as the largest niche casualty insurance provider on the African continent. All of SHA’s insurance products are underwritten exclusively by Santam. SHA endeavours to deliver the best specialist risk insurance policies and claims management services to its chosen market segments and customers.
Expertise in niche insurance products
Each unit at SHA has a particular focus on a complex, niche insurance product. This allows for great insight into the complex exposures and casualty risks facing businesses.
Record-Breaking Claims Management and Expert
In 2018, SHA broke its own record for the highest amount of claims payments in a single year (in excess of US$50 million). We have a team of highly skilled and experienced specialist claims technicians and managers. This in-house capability, together with the support and leverage we have with leading external legal practitioners, enables us to guide and assist our clients through even the most traumatic litigation.
Expertise in Long-Tail Claims Management
The classes of business written through SHA, a division of Santam, generally produce long-tail claims activity. It is critical for brokers to place their specialist insurance covers with a company with staying power.
We have over 11 000 policyholders and are proud to underwrite the majority of the top 100 companies listed on the Johannesburg Stock Exchange, as well as a broad spectrum of medium to smaller enterprises.
Our range of Specialist products
Group Personal Accident programs for any size business as well as individual cover for sports professionals and school children. The A&H team is also skilled in providing critical Kidnap and Ransom coverage and Prize Indemnity policies.
A range of specialist insurance products tailored for small to medium sized commercial entities and professionals who want all their specialist covers in one policy document, at the press of a button.
Broadform liability insurance provides protection for a business for legal liability to pay damages arising out of injury or damage caused to third parties or their property during the performance of the business.
A broad range of professional indemnity policies that have been tailored for key professions. Core PI cover is complemented by extensions of cover that seek to cover the real risks faced by the modern professional.
Crime and civil liability insurance programs for financial institutions, directors and officers liability across most industry sectors, cyber crime for medium to large businesses and commercial crime cover.
Insurance cover for larger commercial and corporate clients with fleets of commercial vehicles including buses. Specialist stand alone covers are available for passenger liability (blended with personal accident ) and spillage/clean-up for road cargo.
A variety of both annually renewable and long term project PI and liability insurance for contractors, engineers, surveyors, consultants and other related professions employed by construction and engineering firms on construction projects.
We offer a wide range of in-depth cover solutions. Talk to our knowledgeable brokers to tailor cover that protects your business, giving you the freedom to grow.
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