Insurance for business as specific as your needs

Every business has unique risks and needs. We’ll help you tailor an insurance solution that is right for your business.

Buildings Combined Section

Your buildings are your biggest asset and liability. We offer comprehensive cover to protect your properties against damage from fire, lightning, storm, wind, water, hail and snow, theft of internal fixtures and fittings, and more.

Property damage (for Guesthouses)

Get comprehensive cover for buildings, private dwellings and building contents. We cover a wide range of risks, including subsistence and landslip, damage to garden and water features, deterioration of food, and employee and guest belongings.

Money

Whether money is kept on your premises, or you need to transport it to the bank, we have the cover for you.

Vehicles

We’ll keep you on the road with vehicle cover that extends to cars, bakkies, buses, trucks, trailers, caravans, motorcycles and custom-modified vehicles. Additional cover such as emergency accommodation, medical expenses and more is included at no additional cost.

Public liability

As a business owner or manager, you know many risks could impact your day-to-day operations. Our liability insurance provides cover if you or an employee causes damage to someone else’s property or causes injury to or the death of a person, among other risks.

Business Interruption insurance

If you’re not doing business, you’re not earning. If your business experiences prolonged interruption, unexpected expenses, or reduced income due to armed robbery, cancellation, suspension of liquor license, and other risks; you’re covered.

Fire

Protect your business against the unpredictable devastation of fire. You can insure your business against damage to property such as buildings, equipment, stock, and outdoor facilities.

Umbrella Liability

Want the reassurance of knowing that your business is fully protected against every eventuality? Get additional top-up cover on your standard liability insurance.

Other

Unique situations call for tailor-made cover. Beyond the standard insurance, we also offer a wide range of additional cover options to protect against the many risks that hospitality businesses face. Talk to one of our knowledgeable, experienced intermediaries, they’ll guide you through the best cover options for your business.