Our expertise positions us to effectively cover hotels, lodges, golf and sporting clubs, restaurants, conference and wedding venues and timeshare resorts. This enables you to continue welcoming guests to relax and enjoy your facilities, safe in the knowledge that we have you covered with insurance solutions designed to address the specific hospitality needs of your business.
This exciting, dynamic industry consists of a wide range of businesses – from game farms to health spas, golf clubs, and everything (tourism and leisure focused) in between. Santam Tourism, Leisure, and Entertainment insurance is specifically designed to meet the unique needs of the following businesses.
Guesthouses and bed-and-breakfast establishments operating with more than 20 rooms
Restaurants (including fast food establishments)
Timeshare facilities
Lodges
Cottages
Self-catering accommodation
Game lodges
Health centres and spas
Conference facilities
Boutique and country hotels
Golf courses and driving ranges
Boling Clubs
Every business has unique risks and needs. We’ll help you tailor an insurance solution that is right for your business.
Your buildings are your biggest asset and liability. We offer comprehensive cover to protect your properties against damage from fire, lightning, storm, wind, water, hail and snow, theft of internal fixtures and fittings, and more.
Get comprehensive cover for buildings, private dwellings and building contents. We cover a wide range of risks, including subsistence and landslip, damage to garden and water features, deterioration of food, and employee and guest belongings.
Whether money is kept on your premises, or you need to transport it to the bank, we have the cover for you.
We’ll keep you on the road with vehicle cover that extends to cars, bakkies, buses, trucks, trailers, caravans, motorcycles and custom-modified vehicles. Additional cover such as emergency accommodation, medical expenses and more is included at no additional cost.
As a business owner or manager, you know many risks could impact your day-to-day operations. Our liability insurance provides cover if you or an employee causes damage to someone else’s property or causes injury to or the death of a person, among other risks.
If you’re not doing business, you’re not earning. If your business experiences prolonged interruption, unexpected expenses, or reduced income due to armed robbery, cancellation, suspension of liquor license, and other risks; you’re covered.
Protect your business against the unpredictable devastation of fire. You can insure your business against damage to property such as buildings, equipment, stock, and outdoor facilities.
Want the reassurance of knowing that your business is fully protected against every eventuality? Get additional top-up cover on your standard liability insurance.
Unique situations call for tailor-made cover. Beyond the standard insurance, we also offer a wide range of additional cover options to protect against the many risks that hospitality businesses face. Talk to one of our knowledgeable, experienced intermediaries, they’ll guide you through the best cover options for your business.
Get the advice and information you need at a moment’s notice. Offered by our business partner, LEX Assist, get access to abroad-based legal support service within territorial limits including 24/7 telephonic legal advice, document services, and direct legal consultation.
In times of crisis, we’re here for you. In times of crisis, we’re here for you. Offered by our business partner, Europ Assistance, get access to free medical advice, emergency medical transport and a crisis line.
Our brokers are knowledgeable, skilled experts and can guide you through our many cover options to ensure you get the right cover for your specific needs.
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