The sacrifices you have made to make your business a success are paying off. Backed by our business acumen and industry expertise, our business insurance solutions provide a variety of cover options that can be tailored to meet your unique needs.
Insurance cover to suit your specific needs
From comprehensive commercial business cover to specialist risk products for niche industries, we’ll find you the right solution to suit your current requirements, with the flexibility to adapt as your business does.
We are Namibia’s largest insurer
Whether you’re a small business or one of Namibia’s large corporations, we offer intelligent, flexible insurance solutions for your business needs.
We look for reasons to pay rather than not
We are claims experts, and we know how important it is to get back to business as quickly as possible. So, we pay claims promptly and efficiently. We are continuously striving to find new ways of making the claims process seamless to support you when you need us most.
If it’s comprehensive, business cover that you need, backed by almost 70 years of knowledge and experience, you’ve come to the right place. With our range of business insurance options, you can select the best combination of cover for each stage of your business’s development.
Your buildings are your biggest asset and liability. We offer extensive cover to protect company-owned properties against damages ranging from fire, lightning, storm, wind, water, hail and snow, theft of fixtures and fittings, and more. We also cover liability damages you may be legally liable to pay.
Whether your business assets are on or off your premises, they need cover that you can rely on. Get comprehensive cover for the loss of or damage to specified equipment, wherever it is in the world. Photographic equipment, sound equipment, specialist professional equipment, electronic mobile devices and more – if it needs to travel with you, we’ll cover it.
Protect the contents of your office with comprehensive insurance. Cover the loss of or damage to certain office contents by fire, lightning, storm, wind, water, hail, and more. With options to extend cover for theft, loss of documents, and legal liability to third parties arising from the loss of such documents.
Protect your business against the unpredictable devastation of fire and other perils such as storm, wind, water, hail, snow, impact, malicious damage, and subsidence and landslip, to name a few. Insure your buildings, rent, plant, machinery, contents and stock against unexpected risks with us.
The machinery on your premises is exposed to all kinds of risks daily. We cover costs incurred for overtime and express freight to repair the faulty machine so it can get back to work as quickly as possible.
Business interruption cover is important to cover loss of profits, revenue and rentals, and provides increased costs of working cover should the unforeseen happen. Our solutions provide cover for diverse types of businesses across many sectors.
Different businesses have different risks and needs. As the one who knows your business best, you can work closely with your intermediary to customise an insurance solution that addresses your specific requirements.
Glass
Accidental breakage of windows and door glass can be expensive, inconvenient and leave your business premises exposed and vulnerable. We cover the replacement of glass and signage.
Deterioration of stock
When machinery breaks, stock can be compromised. Protect your investment with cover for refrigerated stock, cold rooms, fridges and freezers on your premises.
Theft
Don’t let theft set your business back. We offer a range of theft cover options including for loss of or damage to contents following a forcible entry into a building.
Electronic equipment
Electronic equipment is an integral part of any business. Whether you have just a few PCs or enough equipment to supply a large business, we’ll protect them against loss or damage.
Goods in transit
Protect your goods while they travel from point A to B with cover against a range of risks, including fire, collision, theft, hijacking, and more.
Accidental damage
Extend your policy to cater for losses resulting from accidental damage.
Money
We provide cover for the loss of or damage to money kept on your business premises and while in transit to or from the bank. You can further extend your cover to include electronic monetary funds in a bank account of the policyholder or electronic airtime, for which the policyholder is legally liable, as well as for fraudulent payment to the policyholder by means of a credit card, and more.
No two businesses are alike, and when it comes to specific industries, an organisation's needs can be vastly different. Take a look at our specialist insurance solutions to meet industry-specific requirements.
We offer standard business solutions and industry-specific cover for guesthouses, B&Bs with more than 20 rooms, timeshare and more. Helping to keep your doors open.
Learn moreWe know the ins and outs of what it takes to cover hotels, game farms, golf estates, restaurants and restaurant franchises, and more. Let us keep you covered so, you can continue to welcome visitors to your premises.
Learn moreProtecting the assets of educational institutions is a highly specialised field. We offer protection against risk for buildings, equipment, sports facilities and more. So, you can keep growing our future generations.
Learn moreInsuring religious institutions requires an in-depth knowledge of the specific risks these organisations face Our expertise, which spans almost 70 years, guarantees peace of mind that all eventualities have been anticipated.
Learn moreSectional title, homeowners’ associations – we meet the needs of the collective property schemes industry with comprehensive, industry-specific solutions.
Learn moreLet’s create your perfect solution together. Contact one of our expert brokers to customise your cover.
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