Having a vehicle is important to running a business, it makes getting around for you, supplies or stock easier and loss of damage to your vehicle could be detrimental to your business. So, whether your business owns one vehicle or a fleet, a delivery bike, or heavy commercial vehicles; the right insurance cover will minimise disruption to your business if something goes wrong. At Santam, we take the time to understand the specific risks that your business faces, and we offer comprehensive insurance for all types of vehicles, from cars to bakkies, buses to trucks, trailers, caravans and motorbikes. If it has wheels and it’s self-propelled, we’ll insure it, no matter the size of your business.
Insurance cover to suit your specific needs
We offer a range of solutions depending on your needs. You can choose from fully comprehensive cover – for own and third-party damage, including all risks – or third-party liability only, or fire and theft only cover options. Vehicles are insured on an individual basis, so you can select the most appropriate cover option for each vehicle.
Be prepared. Don’t be left out of pocket
Do you owe more on your car repayments than your vehicle is insured for? Our credit shortfall option provides cover for that shortfall, ensuring you aren’t out of pocket if your car is written off in an accident while you’re still paying it off. We can also talk about different excess structures to suit your needs.
Expert support to ensure you are adequately covered
Life is unpredictable and some things you can never schedule no matter how organised you are. With almost 70years of insurance expertise, we can identify every risk exposure you and your business may face, and provide you with industry-specific cover suitable to the stage that your business is in.
If it’s comprehensive, intelligent vehicle cover that you need, backed by years of knowledge and experience, you’ve come to the right place. With our range of business insurance options, you can select the best combination of cover for each stage of your business’s development.
We work closely with our specialist intermediaries, assisting fleet owners with risk management to proactively reduce incidents, helping to decrease insurance costs in line with your business’s risk profile.
Never get caught without a ride. For a little extra added to your premium, you can hire a car after a claimable accident or in the case of theft or a hijacking.
Unplanned costs, such as damaged tyres and rims, can put a dent in your budget. Luckily, we can cover you for that.
Know exactly what you will be paid out if your vehicle is stolen or written off. Guaranteed Vehicle Insurance guarantees an amount that is adjusted annually in line with inflation.
The accidental breaking of window glass can be expensive, inconvenient and leave you, your driver and your business vulnerable. We’ll cover the replacement of glass, with the option to pay for express delivery of replacement glass and overtime charges.
Customise your business motor insurance cover from Santam Insurance.
Our website uses Cookies
We use functional cookies to save your quotes, and analytics and marketing cookies to help personalize content for a better experience. By clicking “accept”, you agree to the terms of our Cookies Policy.
