Being a business owner can be challenging. From demanding customers, fierce competition the rising cost of supplies to managing staff, these are just some of the things you are faced with daily. . But there are some things you can count on – your business savvy and our cover. Santam offers insurance good and proper for businesses of all sizes. Our depth of expertise means we recognise specific risks your organisation may face and provide tailored solutions so that you are adequately covered. Because choosing the right insurance for your business is the foundation of protecting it.
Designed to meet your specific needs
From comprehensive commercial business cover to specialist risk products for niche industries, we’ll find the best solution to match your current requirements, with the flexibility to change as your business changes.
Expert support to ensure you are adequately covered
Life is unpredictable and some things you can never schedule no matter how organised you are. With almost 70years of insurance expertise, we can identify every risk exposure you and your business may face, and provide you with industry-specific cover suitable to the stage that your business is in.
Specialist risks for niche industries
Insurance is rarely a one-size-fits-all solution. We have crafted a range of specialist risk products designed for niche industries with unique and specific needs.
No matter the size of your business, we’ll cover all your vehicles against everyday travel risks. We offer different cover options to select from depending on your needs and budget.
It does not matter whether you own or rent the property, your business operates from, it needs to be protected. Our comprehensive range of cover solutions offers protection against damages to your business’s physical assets, as well as for losses arising from an incident causing an interruption to your business operations.
Protect the business you’ve spent time and effort building against a wide range of liabilities. Our specialist liability cover options protect your business against legal liabilities for property damage or bodily injuries to third parties arising out of your business activities, with the option to extend cover to include legal liability for products supplied and defective workmanship. Additional contingency cover can be arranged for employee injury during their employment, and more.
No two businesses are the same and, when it comes to specific industries, the needs each business has vary. Not only can our standard business insurance be customised to suit your needs, but we’ve created tailor-made insurance products to meet the unique requirements of specific industries.
We offer standard business solutions and industry-specific cover for guesthouses, B&Bs with more than 20 rooms, timeshare and more. Helping to keep your doors open.
Learn moreWe know the ins and outs of what it takes to cover hotels, game farms, golf estates, restaurants and restaurant franchises, and more. Let us keep you covered so, you can continue to welcome visitors to your premises.
Learn moreProtecting the assets of educational institutions is a highly specialised field. We offer protection against risk for buildings, equipment, sports facilities and more. So, you can keep growing our future generations.
Learn moreInsuring religious institutions requires an in-depth knowledge of the specific risks these organisations face Our expertise, which spans almost 70 years, guarantees peace of mind that all eventualities have been anticipated.
Learn moreSectional title, homeowners’ associations – we meet the needs of the collective property schemes industry with comprehensive, industry-specific solutions.
Learn moreCybercriminals no longer only target big businesses. Large, small, whichever industry you’re in, every business is a potential target for criminals, and they are getting more and more sophisticated every day. Insure your company against cyber threats such as data breaches, cyber extortion and cybercrime and associated third-party liability arising from a breach.
Learn more
Whatever your industry, there’s a solution to ensure you’re properly covered. Contact your broker who will suggest the right cover for your unique needs.
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