There’s nothing like the feeling of being out in the open water. Make the most of your water experiences, confident in the knowledge that your watercraft is sufficiently insured for any eventuality. We offer insurance for most types of watercraft, including onboard motors, machinery, equipment and standard fittings, such as the hull and accessories which are normally included when purchasing a watercraft. For peace of mind, get comprehensive insurance you can rely on.
Because we always like to give more, you get extra benefits at no additional cost.
Your wellbeing is important to us
When disaster strikes, we will cover the cost of trauma treatment by a registered professional counsellor following hijacking of the watercraft.
We’ve got you covered
When disaster strikes, we will cover the cost of salvaging to recover the watercraft, as well as reasonable costs incurred towards returning your watercraft to normal stowage after repairs – all following due authorisations.
Emergency accommodation for you and your passenger
We provide emergency accommodation, up to two nights, for you and your passengers if you cannot complete your journey because your watercraft is lost or damaged
We offer comprehensive insurance for watercraft such as motorboats, ski boats, jet skis and Wetbikes, including the hull, outboard motors, machinery, equipment, standard fittings and accessories normally sold with the watercraft.
Reasonable costs incurred for storage, safeguarding and removal of the watercraft.
Salvage costs incurred for the recovery of the watercraft, with written consent from Santam.
Reasonable cost incurred towards returning watercraft to normal stowage after repairs, following due authorisation.
Emergency costs that you are liable to pay to any public authority for loss or damage to the watercraft.
Emergency repairs following loss.
Houseboats used as a permanent residence.
Craft let out for hire or charter.
Racing or speed tests/trials.
Kiting or other airborne sports while being towed.
Outboard motors and accessories may not be insured without the watercraft (hull).
Self-built craft may only be accepted with a seaworthy certificate and valid registration document.
Commercial use i.e. charter, cage diving, commercial fishing.
Total insured amount exceeding N$500 000 (hull, outboard motors and specified accessories combined).
Hull lengths exceeding 8m.
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