Our flat excess structure

We can’t keep the unexpected from happening. But we can make sure that there are no nasty surprises when it comes to your insurance, and you are not left with more questions than answers. With our flat excess, you know upfront how much your excess will be thus eliminating surprises at claims time. Now that’s proper, dependable, thorough insurance against any eventuality.

Vehicle

A flat excess of N$3 000 applies instead of a percentage of the claim value. A flat windscreen excess of N$1 000 and an excess of N$3 000 for repatriation claims applies.

Contents

The excess for claims relating to lightning is N$500 and N$250 for accidental damage.

Building

The excess for claims is N$500 and N$100 for accidental damage.

Motorcycle

A flat excess of N$1 250 instead of a percentage of the claim value applies.

Excess for clients 55 years and older

No excess applicable.