Get the cover and value you need

Life is about finding balance. As you grow and adapt, you learn to weigh what you need against what you can afford. Our Classic insurance solution provides just that—comprehensive coverage to protect the life you’re building, paired with affordable premiums and valuable extras.


We keep things simple with carefully chosen covers and limits designed to be customized to your specific needs, all while maintaining Santam's trusted quality. Prepare for the unexpected by protecting what matters most, from your property and vehicles to caravans and watercraft.

Classic offering benefits:

Balance comprehensive cover with pricing that works for you

Get flexible cover for your home, including personal possessions and vehicle

Enjoy optional extras at affordable premiums

Simplified covers and limits

Personalised premiums