All Risk | Insurance for Me | Santam Insurance

×

Call me back

I agree to the Terms & conditions, which includes a credit check that will be performed on submission.

Extend your home contents insurance to cover the items that are important to you because if you love it, you protect it.

A ring that has been passed down from generation to generation, an expensive watch that you have just treated yourself to, a laptop for your kids to use for school projects and everything in between, everyone owns something valuable that they don’t want to break or lose. No matter what your treasured possession is, you may need All Risk insurance to protect it.

All risks insurance at a glance

Jewellery

Collections and personal documents

Mobile communication devices

Photographic equipment

Eyewear

Sports gear

Laptops

Bicycles

Computer equipment

Audiovisual equipment

Musical instruments

Home entertainment devices

Medical equipment

Camping gear

Bank vault contents

Vehicle sound equipment

Cellphone

We offer cover for your smartphone as well as any other accessories (power bank, charger, or headphones, for example) if it is specified in your home insurance policy. This insurance policy will compensate you in the event of loss or damage to items you normally carry with you outside your home.

Laptops

We offer cover for your laptop as well as any laptop accessories (charger and cables, for example), including standard software available in retail stores, if it is specified as part of your home insurance policy.

Jewellery

Cover for jewellery that you were outside of your home is covered under our All Risks cover. This insurance product will compensate you in the event of loss or damage to items you normally wear outside your home. It can include items like a ring, watch, necklace, earrings and can be specified under your personal insurance policy.

Smartwatch – wearable technology used for running

You only have to count how many people show up on race day to see how popular endurance running has become in Namibia. While most runners want nothing more than a good pair of running shoes, many have started using wearable technology to track their distance and time while pumping out a great running playlist.

Get a quote today

Answer a few short questions to get an obligation free quote.

Find a broker Request a quote

All you need to know about insurance and more

View all

Car advice Article

Pay the right insurance premiums

Home advice Article

What homeowners need to know about insuring a second home

Help and FAQ's

General enquiries

Tel: +264 061 292 8000

E-mail: information@santam.com.na

Do you also cover household goods?

We offer extensive home contents cover to ensure that your household goods are sufficiently protected against any insurable adverse event.

What is optional cover?

This is insurance cover which is in addition to the standard insurance cover offered for a property. You can choose to add this cover to the standard cover but at an additional premium. This is also referred to as an “extension.”

What is the meaning of new for old settlement?

In relation to "indemnity" and "betterment", there are instances where you will be bettered by the insurance settlement, e.g., electronic gadgets (such as cellphones) constantly get upgraded and old ones discarded and if it is destroyed or lost it is not possible to replace it with the same make and model. In the event of the loss of the insured item we will settle the claim by providing a similar new upgraded version of the electronic gadget as a replacement of the old one.

Our website uses Cookies

We use functional cookies to save your quotes, and analytics and marketing cookies to help personalize content for a better experience. By clicking “accept”, you agree to the terms of our Cookies Policy.