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If you love it, protect it

The things that you have spent time and money accumulating are not just things, they are you prized possessions. They represent a life you’ve worked hard for. They are an extension of you and your personality. And they’re worth protecting. You need insurance that cares about your possessions as much as you do, give you peace of mind that you are covered should an unfortunate event took place. Santam offers peace of mind with comprehensive insurance for your car, home, and your valuable possessions.

The extra mile for you

Protection for you and your family

We can’t keep the unexpected from happening. But we can make sure that there are no nasty surprises when it comes to your insurance and you are not left with more questions than answers. Our excess structure enables us to fulfil our promise.

We offer the broadest range of insurance solutions

Our expertise stretches across personal, commercial, agricultural and niche markets. Our niche offering includes marine, aviation, engineering, legal, liability, bonds and guarantees, alternative risk transfer and corporate property insurance.

The Santam app: Made for Namibia

The Santam app gives you 24/7 access to your insurance portfolio and our incident reporting tool – it’s everything you need to take care of your personal insurance at home and on the go.

Insurance for my vehicle

From running errands, visiting friends and family, memorable road trips and everything in between, your car makes it possible. Let Santam protect it against the cost of accidents, loss, third-party claims, and other risks.

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building

Insurance for my house

You have spent time, money and effort towards making your house your haven, a place to relax and feel safe in. Yet, it is exposed to everyday risks, and the consequences of it not being properly protected can be devastating. Our building insurance covers the structures of your home and any fixtures or fittings that belong to you.

Insurance for my belongings

Home contents insurance ensures your valuable possessions that make your house a home are protected against loss and damage. Beyond insuring the building you live in, the items that are important to you need adequate cover too.

Contents

Classic solution

Tailored, comprehensive insurance for financially established individuals. Insure your building, contents and car, and benefit from added extras to help prepare you for the unexpected.

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Our flat excess structure

We can’t keep the unexpected from happening. But we can make sure that there are no nasty surprises when it comes to your insurance, and you are not left with more questions than answers. With our flat excess, you know upfront how much your excess will be thus eliminating surprises at claims time. Now that’s proper, dependable, thorough insurance against any eventuality.

Vehicle

A flat excess of N$3 000 applies instead of a percentage of the claim value. A flat windscreen excess of N$1 000 and an excess of N$3 000 for repatriation claims applies.

Contents

The excess for claims relating to lightning is N$500 and N$250 for accidental damage.

Building

The excess for claims is N$500 and N$100 for accidental damage.

Motorcycle

A flat excess of N$1 250 instead of a percentage of the claim value applies.

Excess for clients 55 years and older

No excess applicable.

THE SANTAM APP

Insurance in the palm of your hand. Take control.

THE SANTAM CLIENT PORTAL

Easy, convenient management of all your insurance policy details.

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