A farm consists of more than crops, including vehicles, buildings, farm implements, and computer equipment. We go beyond crop insurance and offer farmers asset insurance that covers property, vehicles, liability, guesthouses and more.

Wildfires are a major concern in rural South Africa, threatening the financial and socio-economic well-being of farmers, communities and the agricultural sector. Santam provides fire insurance protection for farmers, as well as supports efforts to bring together research, technology and expertise to create fire-safe environments. Through our thorough understanding of the risks of wildfire, we include fire extinguishing charges as part of our offering.