The applicable policies include the following:

Supplier Code of Conduct
2022
Supplier Code of Conduct
Anti-Bribery and Corruption
2019
Anti-Bribery and Corruption (This policy reinforces Santam’s zero tolerance to Bribery and Corruption)
Facilitation Payments
2019
Facilitation Payments
Code of Ethics
2023
Code of Ethics (This policy sets out Santam’s principles in building an ethical culture)
Gratification
2019
Gratification (This policy provides guidance in dealing with the giving and receiving of gratification
Conflict of Interest
2021
Conflict of Interest (This policy sets out Santam’s processes in managing conflict of interest)
Business Integrity
2020
Business Integrity (This policy provides examples of misconduct and sets out Santam’s processes in responding to misconduct)
Supplier Charter
2022
Supplier Charter