House contents
View our comparative table for an overview of our insurance offering for home or building contents, including your bed and breakfast establishment.
| . | Contents | Contents with limited B&B cover |
|---|---|---|
| Fire brigade charges | ✔ | ✔ |
| Accidental damage to mirrors and certain glass | ✔ | ✔ |
| Contents on the premises of your private residence | 2% of contents insured amount or N$5 000 (whichever is the greater) | 2% of contents insured amount or N$5 000 (whichever is the greater) |
| Loss of or damage to money (excluding theft) | N$2 500 | N$2 500 |
| Theft or attempted theft of property at your place of employment | 2% of contents insured amount or N$5 000 (whichever is the greater) | 2% of contents insured amount or N$5 000 (whichever is the greater) |
| Theft from vehicle | N$5 000 | N$5 000 |
| Debris removal | N$5 000 | N$5 000 |
| Rent | 25% of the contents insured amount | 25% of the contents insured amount |
| Damage by wild baboons or wild monkeys | 2% of contents insured amount or N$10 000 (whichever is the greater) | 2% of contents insured amount or N$10 000 (whichever is the greater) |
| Personal effects of guests | 2% of contents insured amount or N$5 000 (whichever is the greater) | 2% of contents insured amount or N$5 000 (whichever is the greater) |
| Personal effects of domestic employees | 2% of contents insured amount or N$5 000 (whichever is the greater) | 2% of contents insured amount or N$5 000 (whichever is the greater) |
| Contents of refrigerators and freezers | 2% of contents insured amount or N$5 000 (whichever is the greater) | 2% of contents insured amount or N$5 000 (whichever is the greater) |
| Storage costs for contents after damage | 2% of contents insured amount or N$5 000 (whichever is the greater) | 2% of contents insured amount or N$5 000 (whichever is the greater) |
| Death | N$10 000 | N$10 000 |
| Trauma treatment | N$5 000 | N$5 000 |
| Medical expenses of guests or visitors | N$5 000 | N$5 000 |
| Medical expenses of domestic employees | N$5 000 | N$5 000 |
| Veterinary expenses | 2% of contents insured amount or N$5 000 (whichever is the greater) | 2% of contents insured amount or N$5 000 (whichever is the greater) |
| Personal effects of paying guests | ✘ | N$10 000 |
| Trauma compensation for paying guests | ✘ | N$10 000 |
| Medical expenses of paying guests | ✘ | N$10 000 |
| Damage to external signs, blinds and canopies | ✘ | N$5 000 |
| Cleaning and dry-cleaning of personal effects of paying guests | ✘ | N$5 000 |