Welcome to our blog

Welcome to our blog

3 easy steps to trading in your car

Car advice

Trading in your old car for a shiny newer model is by far the most convenient way to upgrade your set of wheels. Although you will get more money selling it yourself, most dealerships will fall over themselves to sell you a great value second-hand car. The trick to getting the best deal is to do your homework and be a savvy negotiator. Follow these three steps to win at trading in.


Advice on car financing

Welcome to our blog

Advice on car financing

If you don’t have cash to buy a car, then you borrow the money from a bank. It’s a simple enough transaction, yet vehicle financing can seem complicated when you have to navigate terms like residuals, prime lending rates, finance terms and more. We explain all the factors that determine how much you pay every month to help you buy smartly.

The difference between the retail and market value of a car

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The difference between the retail and market value of a car

Would you need to completely replace your car if it is stolen or written off after an accident? If so, do you know what value your car has been insured for? For many of us, the difference between the retail and market value of your car is confusing but fortunately Santam’s experts can help us figure it out.

Should I insure my car for retail, trade-in or market value?

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Should I insure my car for retail, trade-in or market value?

Many South Africans don’t understand that you can insure your car for different values but in order to understand how your premium will be calculated, it is important to understand the difference between retail, trade or market value.

How to work out the retail value of your car

Welcome to our blog

How to work out the retail value of your car

Its a good idea to do an annual check on the retail value of your car. For starters, your car depreciates in value every year, which means you could be over-insured, so your insurance premium may be higher than it needs to be.

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