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Welcome to our blog

Cash business? Make sure you have the right insurance cover

Business advice

“Money is king” is a saying that still rings true especially for small businesses. But having a lot of cash on your premises increases your risk of armed robberies and burglaries. There are however, a number of ways in which you can protect yourself.


Reduce your business' risk and save on insurance premiums

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Reduce your business' risk and save on insurance premiums

There is little doubt that you are running your business in a climate where cost management is everything, which is why reducing your business’ exposure to risk makes good sense. Not only will it help make sure your business keeps running, you could save on your monthly business insurance premiums.

Protect your business this Winter

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Protect your business this Winter

South Africa is preparing for a spate of cold fronts in the next few weeks and business owners would do well to ensure they are adequately protected against the consequences of adverse winter conditions.

The importance of business interruption cover for SME’s

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The importance of business interruption cover for SME’s

The journey through the first 3 years, or 1001 days of a start-up business is a mix of good and bad days. To make it through the bad ones – the days when delivery vans crash or stock gets stolen – you need an insurer that understands the importance of keeping your business in business.

1 001 Days by Explosive Functional Fitness

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1 001 Days by Explosive Functional Fitness

The first 3 years, or 1001 days, are the hardest for any business, with the majority never reaching their third business anniversary. We talked to Garth Hendricks about his journey from being a personal trainer to owning a booming indoor boot camp business, which he dreams of franchising in the next few years.

The small business owner’s guide to surviving load shedding

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The small business owner’s guide to surviving load shedding

We’ve put together some practical advice which can help lighten the impact of load shedding on your business.

1 001 Days by Benger

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1 001 Days by Benger

The first 1000 days of business is a challenging time for most start-ups, with the majority never reaching their third business anniversary. We interviewed four diverse companies who surpassed this milestone and now share their insights with fellow entrepreneurs.

1 001 Days of business for Dineplan

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1 001 Days of business for Dineplan

The first 1000 days of business are make or break for entrepreneurs. In this infographic, we take a look at the business highs and lows of Martin Rose, owner of digital reservation service, Dineplan, and share his insights.

1 001 Days of business by So We Too

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1 001 Days of business by So We Too

It can be challenging to make it through the first 1000 days of business - just ask Raymond Rampolokeng, one of the co-founders of SO WE TOO - a cooperative of seven enterprising tourism operators in Soweto. We sat down with this bird watching extraordinaire to learn more about his business journey and share his ultimate survival tips.

1 001 Days of business by Jesse James

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1 001 Days of business by Jesse James

The first 1000 days of business are make or break for entrepreneurs. Statistically, very few companies survive the first 1000 days (3 years) of business so we sat down with 3 very diverse businesses to get their advice on how to get to day 1001.

What does it take to survive your first 1000 days as a start-up business?

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What does it take to survive your first 1000 days as a start-up business?

From statistics, we know that the first 1000 days are the most challenging for small businesses. Over the next few months, we will be sharing the stories of those that made it past this important milestone and how they did it. We hope that by letting these entrepreneurs tell us what they went through and how they survived it, we will help more local businesses pass this important milestone.

Managing your business’ risk

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Managing your business’ risk

Running a small business in South Africa. That is why we’ve identified some of forms of risk facing South African small businesses specifically as well as some practical tips to help you manage those risks.

The common cold of our time

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The common cold of our time

Useful safety tips on how to ensure that you reduce the risk of cyber fraud and hacking. Read more about online security threats, password protection.

You have survived 1 001 days, now share your story with us

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You have survived 1 001 days, now share your story with us

They say that the first 3 years of business are make or break for an entrepreneur. Like a relationship, this is the time in which you really get to know what works for your business. If you have made it through the ups and downs of these crucial years, we would like to hear more about your business journey

3 ways to introduce innovative thinking in your small business

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3 ways to introduce innovative thinking in your small business

In today’s world, where consumers have a myriad of options available, you have to position your business as a leader in innovative thinking in order to grow and most importantly, stay in business. How do you do that?

The 5 W s and 1 H of marketing your business

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The 5 W s and 1 H of marketing your business

These days, you don't need a whopping ad budget to have an effective marketing plan. Not sure where to even start? These 5 W's and 1 H should help you take the first steps in marketing your business

Business advice from the small business growth conference

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Business advice from the small business growth conference

The Small Business Growth Conference, held in March at the CTICC, brought together small business owners for advice from some of the best small business experts in the country.

How to do business in other countries

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How to do business in other countries

Sunel Beeselaar discusses what businesses need to consider when working across borders. She gives advice and tips on what to watch out for when considering doing business in another country.

Growing a business through learning

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Growing a business through learning

Sibulele Siko-Shosha talks about the biggest lesson she learned through starting and growing her business and shares her insights on understanding business processes and systems in order to build a successful business.

The biggest problems entrepreneurs face

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The biggest problems entrepreneurs face

David Seinker explains why attempting to succeed as a one-man band is one the biggest problems faced by entrepreneurs in South Africa.

Managing excessive sick leave

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Managing excessive sick leave

Gerrie van der Watt is passionate about assisting businesses in overcoming internal workflow challenges and implementing healthy work practices.

The key to small business marketing

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The key to small business marketing

Mike Joubert shares practical insights on how to focus on developing a sustainable business offering in a highly competitive market environment.

Overcoming obstacles to move ahead

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Overcoming obstacles to move ahead

Catherine Wijnberg discusses an entrepreneur’s biggest obstacle and gives insights into how to overcome these roadblocks.

5 ways to create an effective website for your small business.

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5 ways to create an effective website for your small business.

Remember the days when you only had to worry about getting a spot in the latest Yellow Pages to promote your business? Nowadays, being without a business website is not really an option.

Four essential business lessons from the small business growth conference

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Four essential business lessons from the small business growth conference

The Small Business Growth Conference, held in March at the CTICC, brought together small business owners for advice from some of the best small business experts in the country. The focus? Exploring the key areas small businesses need to invest in to grow their busines

5 steps to take when writing a business marketing plan

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5 steps to take when writing a business marketing plan

A product or business is only as good as its marketing plan. In order to attract and retain customers, your business needs a marketing plan. People are unlikely to stumble across your business, if they don’t know who you are, what you’re selling or offering, or who to look for online. So, how do you approach writing a business marketing plan? Take a look at the infographic.

How to comply with the CPA to keep your business safe

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How to comply with the CPA to keep your business safe

8 things your small business should be doing to comply with the Consumer Protection Act.

How sme’s can manage debt effectively

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How sme’s can manage debt effectively

Each month we are inviting a Guest Expert to give us tips and advice that is helpful to SME owners. This month we have Kelebogile Mooketsi, a registered and accredited Debt Counsellor.

The cost of insuring Santa Claus

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The cost of insuring Santa Claus

If you thought you had some challenges preparing for the holiday season, spare a thought for Santa Claus. Delivering the right presents to the right children (last count 2 billion worldwide even if you discount the naughty ones) is hard work.

Is your biggest challenge your biggest opportunity?

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Is your biggest challenge your biggest opportunity?

Santam has brought together an expert panel of some of South Africa’s most successful entrepreneurs to share their best business insights. Meet Jody, Luvuyo and Pumeza.

Funding your business in tough economic times

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Funding your business in tough economic times

Three South African Entrepreneurs share how they went about securing funding and entered into partnerships to save money and grow their businesses.

Miss Milli B shares her insights

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Miss Milli B shares her insights

Each month we are inviting a successful business mind to share insights and advice helpful to SME owners. This month we have Miss Milli B - blogger, writer, trend consultant www.missmillib.blogspot.com.

Q and A with guest editor: Sizwe Nzima – on the challenges facing SME’s

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Q and A with guest editor: Sizwe Nzima – on the challenges facing SME’s

Each month Santam for Business invites a successful SME owner to share their advice and insights on managing risk and growing a business. This month we interviewed Sizwe Nzima and asked for his SME advice and tips on business risk management.

Common pitfalls when insuring against business interruption

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Common pitfalls when insuring against business interruption

Fire, storm damage and other modern-day risks can cause a significant disruption to a business. Steering clear of the most common pitfalls when insuring against business interruption will safeguard your company until it can operate at 100% again.

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