At Santam, we expertly answer the insurance needs of a wide range of markets. Whether mainstream or niche, we work to develop in-depth understanding of all sectors we operate in, so that we can provide innovative and insightful solutions that meet the specific needs of our clients and help them manage risk. We offer general insurance solutions to individuals, businesses big and small, the agricultural sector, and a variety of specialist sectors. We do this through business units within our portfolio.